Any stimulus money you didn’t receive in 2020 you can get now when you file your taxes. It’s all covered by the Recovery Rebate Credit. To see what the IRS has to say about it click here.
Probably the two easiest sites to file taxes online are H&R Block and TurboTax. Both of these are free. They try to trick you into to upgrading to packages you have to pay for. Just say no to any extra services they offer you.
You want to use Direct Deposit to get your refund. You don’t want to get an advance or have the money put on a debit card, because that will make getting any future stimulus payments super complicated. If you can’t use Direct Deposit, have them send the money by check. It will take three weeks longer, but you don’t have to worry about future stimulus payments getting lost for months because they were sent to the tax service instead of to you.
To qualify for the stimulus pay you can’t be claimed as a dependent on someone else’s return. If you didn’t get any stimulus money before you should get $1800. If you didn’t get money for a child that’s $1100. If you got some stimulus money, but you didn’t get all the money you should have, the IRS will send you the difference in your tax refund.